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What is XRP (XRP)

Ripple is a technology that acts both as a cryptocurrency and as a digital payment network for financial transactions. It was first released in 2012 and was co-founded by Chris Larsen and Jed McCaleb. Ripple’s core process is a system for exchanging and transferring payment assets, similar to the SWIFT system for international currency transfers and securities for cross-currency transactions of banks and financial intermediaries.

– Ripple is a blockchain-based digital payment network and protocol with its own cryptocurrency, XRP.

– Rather than using blockchain mining, Ripple uses a consensus mechanism, through a group of bank-owned servers, to authenticate transactions.

– Ripple transactions use less energy than bitcoin, are certified in seconds, and cost little, but bitcoin transactions use more energy, take longer to certify, and include higher transaction costs.

– Ripple (XRP) is one of the most valuable blockchain signals by market capitalization.

 

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